In a medium sized bowl, add softened cream cheese, ranch seasoning, sour cream, and mayonnaise. Mix together with an electric hand mixer or with a fork. If the cream cheese is soft enough, a fork should work fine.
Once the cream cheese mixture is combined and smooth, stir in the shredded cheeses, bacon pieces, and chives. Stir until combined and place in the refrigerator until ready to serve. Serve with your favorite crackers and enjoy!